If you filed for Social Security benefits too early

If you filed for your benefits for Social Security, and now wish you had waited, there are options for you.
You can withdraw the benefits claim if it's been less than a year. All you have to do is submit in writing that you'd like to withdraw your claim for your benefits. Then, you can go back to not receiving your Social Security and wait until a later period when your payments will be higher. However: you'll have to pay back all of the money you received from Social Security, including any payments a spouse or child may have received.
Another option, if you've reached your full retirement age but aren't 70 years old, you can contact the Social Security Administration and ask them to suspend your benefits. At that point, you would receive delayed retirement credits, or DRCs, which are worth 8 percent per year guaranteed growth from your full retirement age up until age 70 to your benefit amount.
And if you aren't yet at your full retirement age, you could work while you receive your Social Security benefits and see higher earnings later.
If you have questions call 320-679-5183.