Ways to pay off a home loan sooner

Chances are your home mortgage is the largest debt you'll ever have. Let's look at ways to pay off your home loan sooner.
Round up your payments. If your mortgage payment is $932 a month round it to $1000 or more. You’ll be surprised how many years you can shave off your mortgage.
Make one extra payment a year. This can add up and shorten the mortgage and save on interest.
Refinance into a shorter loan. You will pay more a month but if you choose a shorter-term loan— like a 15-year fixed-rate loan instead of a 30-year fixed-rate loan — you stand to save a lot of money over the long haul.
Is refinancing cost-effective? I would recommend talking to your mortgage lender and be sure it’s correct for your situation.
Pour every bit of extra cash into your mortgage.
Obviously, pay off the highest-interest debt first. But if you have an adequate emergency savings fund and your mortgage is your only debt, add it to your mortgage payment, designating it as additional principal. The less interest you pay the more money in your pocket.