Renter's Insurance

According to the Insurance Information Institute, only 37% of renters have insurance.

Many people who rent don’t think they need renter’s insurance because they either think that their landlord’s insurance takes care of their personal possessions, or they think they don’t have a lot of “stuff” so they don’t purchase coverage.

Renters insurance protects you from all kinds of disasters (fire, storm, theft, etc.). And what many people don’t know is that renter’s insurance even covers your belongings if they are damaged outside of your home. It also covers you for the kind of disasters you may never think of, like personal liability. Liability insurance covers you if a guest in your home hurts himself and they try to hit you up for medical expenses.

And lastly, most renter’s insurance policies will help you pay for temporary living expenses and food if you find yourself suddenly homeless after a fire or other disaster. The best part about renter’s insurance is how cheap it is. The average policy costs just 15 to 30 bucks per month. Most policies come with deductibles starting around a few hundred dollars. Call 320-679-5183 and ask for Dennis Norby.