Are You Saving Blindly?

A recent study by Wells Fargo found that fewer than one-third of middle-class Americans age 40 to 59 have a written retirement plan. People are saving blindly, there's no sense of how they're doing or where they're trying to get to
One-third of all respondents said they'd stay on the job until age 80 for lack of a means to retire.
Research shows that the very act of calculating what you need for retirement improves your odds of achieving it.