Download an application to know how much you're spending and saving.
Download an application in your smartphone so that you can track your expenses, albeit in a fun way. Most of the banks have introduced applications for the customers. Find out what application your bank is offering to you. Download the application and track your accounts without any problem. You can even download a free application in your smartphone so as to break down your expenses without spending extra bucks.
Just make sure you use the application from time to time to track your everyday expenses. This will help you live within your means and determine if you're really spending more than what you can afford to do.
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