When Can I Apply for Social Security?
You can apply for Social Security online at ssa.gov, by calling 1-800-772-1213 or in person at your local Social Security office. You must be at least 61 years and 9 months old to submit an application for retirement or spousal benefits, and payments can start as early as age 62. Your age when you enroll plays a big role in determining your payment amount, so take care to see how much you will receive at various claiming ages. Remember you will get a reduced benefit if you take your benefits before your full retirement age. Ask for "Your Guide to Social Security" it has many answers about Social Security. Call 855-226-6639 or go to yoursafemoneyshow.com to get your complimentary copy.
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