A financial note for you today, if you receive Social Security benefits: In 2022, Social Security recipients will see their monthly checks grow by 5.9% But when exactly will you receive the first of those fatter checks?
Tuesday, November 30, 2021
Social Security benefit dates
Monday, November 29, 2021
Friday, November 26, 2021
Highlights for November 27th Your Safe Money Show
Coming up on our Saturday November 27th Your Safe Money Show. I'll be talking about how to handy holiday travel and what to do if you lose your wallet. Also I have end of the year ideas if you're near retirement or in retirement, when it comes to minimizing your taxes. Tune in at 8 a.m. at Nice 95.5 FM KBEK. They stream live at kbek.com. Hear recent shows at our podcast page at yoursafemoneyshow.com.
Wednesday, November 24, 2021
Happy Thanksgiving!
Sjoberg & Holmstrom Financial Services and Your Safe Money Show want to wish you a Happy Thanksgiving! We will be closed Thursday and Friday the 25th and 26th. You can leave a message and we'll get back to you on Monday the 29th.
Tuesday, November 23, 2021
Social Security question
I’ve been answering questions about Social Security lately and here’s another: Are Social Security numbers reused after a person dies?
Monday, November 22, 2021
Thursday, November 18, 2021
Your Safe Money Show topics for November 20th
Here's what we're working on for this weeks (November 20th) Your Safe Money Show. This week you may have seen in the news that the cost for Medicare Part B went up 14.5%, I will go into detail about that cost increase. Also, when your health insurer won’t pay a claim what should you do, I have ways to get that decision reversed. And understanding Social Security benefits before you pull the plug is so important, we’ll go over that too. Listen at 8 a.m. at Nice 95.5FM KBEK. They stream live at kbek.com. Hear recent shows at our podcast page at yoursafemoneyshow.com.
Tuesday, November 16, 2021
Social Security numbers
I’ve had more than one person ask me about Social Security numbers and this comes right from the Social Security site ssa.gov. Is there any significance to the numbers assigned in the Social Security Number?
The answer is Yes.
Originally, the first three digits are assigned by the geographical region in
which the person was residing at the time he or she obtained a number.
Generally, numbers were assigned beginning in the northeast and moving
westward. So people on the east coast have the lowest numbers and those on the
west coast have the highest numbers. The remaining six digits in the number are
more or less randomly assigned and were organized to facilitate the early
manual bookkeeping operations associated with the creation of Social Security
in the 1930s.
Beginning on June 25, 2011,
the SSA implemented a new assignment methodology for Social Security Numbers.
The project is a forward-looking initiative of the Social Security
Administration (SSA) to help protect the integrity of the Social Security
number (SSN) by establishing a new randomized assignment methodology. SSN
Randomization will also extend the longevity of the nine-digit SSN nationwide.
Protecting your Social
Security number is key in a world where identity theft is a huge problem.
Remember to Leave Your Card at Home. Shred Mail and Documents with Personal
Details. Don't Use Your SSN as a Password. Don't Send Your SSN via an
Electronic Device Don't Give It out to Strangers.
Monday, November 15, 2021
Wednesday, November 10, 2021
Closed on Veteran's Day
Sjoberg & Holmstrom Financial Services and Your Safe Money Show would like to thank all our veterans for their service. Just a note our office will be closed for Veterans Day. You can leave a voice message at 320-679-5183 and we will get back to you Friday morning when we open at 8.
Tuesday, November 9, 2021
Yet another scam to be aware of
I wanted to warn you this morning, unfortunately, of another new scam targeting people who post on Facebook or Craigslist. Whether you’re trying to sell things or find a lost pet, scammers are trying to get your information. The scammers contact you and say they want to buy the item you’re selling — or that they found your pet. But before they commit to buying your item, or returning your pet, they hesitate. They might say they’ve heard about fake online listings and want to verify that you’re a real person. Or they might say they want to verify that you’re the pet’s true owner.”
Monday, November 8, 2021
Thursday, November 4, 2021
November 6th Your Safe Money Show topics
Your Safe Money Show is heard at Nice 95.5 FM KBEK Saturday's at 8 a.m. On this weeks show (November 6th) we'll look at minimizing taxes when you inherit money. Also, it’s so important that someone knows where your money is, in case something happens to you. I’ll go into detail about that. And I’ll have the best money moves for November 2021. If you can't listen live go to our website yoursafemoneyshow.com to the podcast page and hear recent shows there.
Tuesday, November 2, 2021
MnSure information
MnSure open enrollment is underway and runs to December 15th if you want your insurance to start or continue January 1st. Otherwise open enrollment for MnSure continues to January 15th but will then start on February 1st. Call 320-679-5183 if you want help with your health insurance. Sjoberg & Holmstrom Financial Services is located at 139 Union Street in Mora. For more information go to yoursafemoneyshow.com.