Signing up for Medicare

 You know there are some questions I get the most often and one of them is “When to sign up for Medicare”? If you are already taking Social Security benefits, you will be automatically enrolled in Parts A and B. You can choose to turn down Part B, since it has a monthly cost; if you keep it, the cost will be deducted from Social Security if you already claimed benefits. If you have not started Social Security, you will have to sign yourself up for Parts A and B. The seven-month initial enrollment period begins three months before the month you turn 65 and ends three months after your birthday month. To ensure coverage starts by the time you turn 65, sign up in the first three months. If you are still working and have health insurance through your employer (or if you’re covered by your working spouse’s employer coverage), you may be able to delay signing up for Medicare. But you will need to follow the rules and must sign up for Medicare within eight months of losing your employer’s coverage to avoid significant penalties when you do eventually enroll. I do what I call "Medicare 101". When you get your red, white and blue card in the mail call Todd. I'd be happy to explain Medicare and help you find a plan that works best for you. I handle all major carriers. Call 320-679-5183 for an appointment there's no cost or obligation. I am a licensed agent.