Emergency fund

One of the most important things you can do to protect your financial health is having an emergency fund. 
An emergency fund is money you put away to cover unplanned situations that life throws at you, like losing your job, a medical emergency, unexpected home repairs, having to replace appliances, car troubles, the list goes on. 
How much you need to put away varies but I encourage at least 3 to 6 months’ worth of expenses. But since were all individuals you need to decide what you’re comfortable with, that offers you the most peace of mind.
I am such a believer in the financial stability that an emergency fund will bring to your life, along with the confidence knowing you can handle financial problems that may come up. Plus if you had to borrow money to pay for unexpected issues, you would have interest on the loan and fees, so you save money too. 
Ideally you should keep emergency money where you can get at it quickly and easily like a simple checking account or money market account that comes with a debit or check writing options. 
If you don’t have an emergency fund start saving today, so you’re ready for whatever life throws at you.