Sign up for Medicare on time

You first become eligible to sign up for Medicare during the seven-month period that begins three months before your 65th birthday. If you don't sign up for Medicare during this Initial Enrollment Period, you could be charged a late enrollment penalty for as long as you have Medicare.
Medicare parts B and D both have late enrollment penalties. Monthly Part B premiums increase by 10 percent for each 12-month period you delay enrolling in Medicare Part B after becoming eligible for it. The Medicare Part D late enrollment penalty kicks in if you go as little as 63 days without credible prescription drug coverage and increases the longer you go without insurance. Both late enrollment penalties could be added to your premiums for as long as you have Medicare if you don't sign up during the seven-month enrollment period that begins three months before your 65th birthday.
This gets pretty involved but just know, the actions you take (or fail to take) in the months around your 65th birthday may affect how much you pay for Medicare for the rest of your life.
If you have questions call 320- 679- 5183.