If you're not familiar with a Social Security earnings statement, it's basically a summary of the income you've earned to date. In addition to your earned wages, your statement will contain retirement, disability, and survivor benefit estimates. Social Security benefits are calculated based on your top 35 years of earnings.
Making sure the information on your statement is correct is essential when it comes to your benefits. It's best to report mistakes on your Social Security record as soon as you spot them -- especially since you only have three years, three months, and 15 days after the year wages are earned to correct a mistake pertaining to that income.
The best way to access your personal record is to sign up for access online at ssa.gov. From there, you can view your earnings statements and take steps to clear up any errors you spot. You will need to contact The Social Security Administration and have proof of your claim, such as old tax returns and pay stubs.
If you want to get the benefits you have coming be sure to look at your statement on a regular basis.
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