Todd's Tip of the Day!

Juice your credit score: An excellent score-740 and up-is money in your pocket.
On a 30-year $250K mortgage, someone with a score of 620 would pay about $240 more per month than someone with a 760. While a good score is earned over time, you can do two things to quickly boost your number.
1. Get free credit reports at annualcreditreport.com. Read them carefully for mistakes. Errors can cost you points.
2. Call your card issuers to ask for an increase in your credit limits. The more unused credit you have, the better you look. Ideally, use no more than 10% of what's available to you.