Thursday, January 30, 2025

Topics for February 1st Your Safe Money Show

Here's what we're working on for this Saturday's (February 1st) Your Safe Money Show. Todd will have have reasons you’ll regret an RV in retirement. Also, we all realize our home insurance costs have been rising, he’ll go into greater detail on that topic. And life insurance beneficiary, what is it and how does it work? Listen at 8 a.m. at Nice 95.5FM KBEK. They stream live at kbek.com. Hear recent shows at yoursafemoneyshow.com. Also on Facebook and YouTube under Your Safe Money.

Tuesday, January 28, 2025

Missing money information

 This is information from a recent show about how to find funds.

Go to MissingMoney.com to find unclaimed property in states where you’ve lived or worked. You can search 49 states, Washington, D.C. and Puerto Rico in one shot. The site, which is endorsed by NAUPA and the National Association of State Treasurers, also gives you links and contact information for every state. (Hawaii isn't in the collective database yet, but you can search for assets there by using the direct state link on MissingMoney.com.)
TreasuryHunt.gov is the place to go to look for unclaimed matured savings bonds.
The Federal Deposit Insurance Corporation and the National Credit Union Association sites let you search for unclaimed funds from banks and credit unions that went out of business.
The Pension Benefit Guaranty Corporation and the National Registry of Unclaimed Retirement Benefits can help you find abandoned pensions and 401(k) plans. In addition, the newly launched Retirement Savings Lost & Found Database can help you locate unpaid retirement benefits.
The Department of Housing and Urban Development lets you see if you’re eligible for a refund from an FHA-insured mortgage.
The Department of Labor's Workers Owed Wages site helps you recover unpaid earnings.

Thursday, January 23, 2025

Topics for January 25th edition of Your Safe money Show

 Coming up on this Saturday's (January 25th) Your Safe Money Show. Todd will go into detail about the Social Security Administration. He'll also have scams that target seniors and how to avoid them. And enjoyable jobs for seniors. Listen at 8 a.m. at Nice 95.5FM KBEK. They stream live at kbek.com. Hear recent shows by going to yoursafemoneyshow.com. You can also find us on YouTube and Facebook under Your Safe money.

Wednesday, January 22, 2025

Tax season begins

 I know this is the time of year everyone looks forward to and that’s “tax time”! Can you hear the sarcasm in my voice? Seriously though, the 2025 tax filing season will begin on Jan. 27, which marks the first day the IRS will accept and process individual tax returns for 2024. Most taxpayers must file federal returns and pay taxes owed by April 15 this year to avoid penalties and interest. But filers affected by natural disasters could have more time. There are some free filing options. IRS Free File, which offers free guided tax prep through software partners, opened on Jan. 10. Eligible taxpayers can electronically file returns prepared via Free File partners starting on Jan. 27. Many are eligible for free tax preparation via programs like Volunteer Income Tax Assistance and Tax Counseling for the Elderly. Another free option for military members and certain veterans is MilTax. Just as a reminder here be sure to wait until you have ALL tax information from whatever accounts you have before doing your taxes.

Thursday, January 16, 2025

Closed for MLK Day

Sjoberg & Holmstrom and Your Safe Money Show will be closed on Monday January 20th in recognition of Martin Luther King Jr. Day.