Your Safe Money Show Building credit when you don't have any 12 28 24

Closed for the holidays

 Sjoberg & Holmstrom Financial Sevices and Your Safe Money Show wish you a Merry Christmas and a Happy New Year! Our office will be closed December 24th through January 1st. You can leave a message at 320 679-5183.  

Topics for upcoming Your Safe Money Show December 28th

 We hope you enjoyed the Christmas music sponsored by Sjoberg & Holmstrom and Your Safe Money Show on the 21st. We are back this Saturday December 28th with another edition of Your Safe Money Show. Todd will explain reasons for having life insurance. How to build credit when you don't have any. And what are the risks of "buy now, pay later" programs. Listen at 8 a.m. at Nice 95.5FM KBEK. They stream live at kbek.com. Hear recent shows at yoursafemoneyshow.com, on Facebook and Youtube under Your Safe Money.

Sounds of the season for this Saturday December 21st

 Coming up this Saturday December 21st Sjoberg & Holmstrom Financial Services and Your Safe Money Show will be sponsoring Christmas music from 8 to 9 a.m. on Nice 95.5FM KBEK. We hope you enjoy the sounds of the season. Your Safe Money Show will be back December 28th with a new show.

Emergency fund

 An emergency fund is something I recommend to all my clients. Generally it’s 3 to 6 months of money set aside that equals that time period of expenses. Emergency funds are meant to help you make ends meet if you suffer an income loss or face an unexpected, essential expense. Bottom line we all have needs, wants, and wishes. The emergency fund is there to make sure you can cover your needs. Events worthy of using your emergency fund generally fall into one of two buckets: paying bills during a period of income loss or covering unexpected, essential expenses.

Your Safe Money Show Reasons to spend from your emergency fund 12 14 24

Highlights for December 14th Your Safe Money Show

 Coming up on this Saturday's (December 14th) Your Safe Money Show. Todd has good reasons to spend money from your emergency fund. He’ll also touch on how to undo claiming Social Security early. Boomers carry more cash than younger generations and their reasoning is spot on, he’ll explain. And credit card debt has hit a record, he’ll have the Red Flag for your budget. Listen at 8 a.m. at Nice 95.5FM KBEK. They stream live at kbek.com. Hear recent shows at yoursafemoneyshow.com.