September 2 Your Safe Money Show highlights

 Saturday September 2 Your Safe Money Show has Todd talking about reasons you shouldn’t retire, and tips to successfully semi-retire. And the reality is there are some hard parts to retiring, like boredom and other issues, he will explain. Listen at 8 a.m. at Nice 95.5FM KBEK. They stream live at kbek.com. Download the Nice 95.5FM app to your phone. Go to yoursafemmoneyshow.com to hear recent shows.

Best state to retire

 You know many people feel Florida is the best state to retire. But according to a recent Bankrate study Iowa is the best state based on Affordability (40%),Well-being (25%), Health-care quality and cost (20%), Weather (10%), and Crime (5%). Iowa’s biggest draw for retirees is its affordability. Since most retirees live on a fixed income, lower housing costs can help them stretch their dollars further than other states. According to Redfin’s data, as of July 2023, the national median home price is $422,137. But Iowa’s median home price comes in much lower at $232,200. Ultimately, where you choose to retire will depend on what’s most important to you. While affordability may rank highly on your list of priorities, you may also want to consider other factors, such as what activities you’ll have access to and whether you want to be close to family. And remember to consider how a place may change over time. You have to make a decision not only about the way things look today, but whether a place is going to be sustainable and less expensive over the long term. yoursafemoneyshow.com.

Your Safe Money Show Avoiding 401k fees and penalties 8 26 23

Highlights for Your Safe Money Show for 8-26-23

 Here's what's planned for Your Safe Money Show for August 26 at 8 a.m. on Nice 95.5FM. By the way they stream live at kbek.com. You can download the Nice 95.5 app too! Did you know if you find gold coins, or other valuables, the tax man will want his cut. Todd will explain. 401(k)’s can have fees and penalties and he’ll share ways to avoid those. And there are things you and I can do to help (those of us over 50) to live longer and healthier lives. You can hear recent shows by going to yoursafemoneyshow.com.

Medicare Open enrollment

 Just a reminder Medicare Open enrollment starts October 15th and we are setting appointments, feel free to call 320-679-5183 to meet with Todd.

Scammers after storms

 In Mora on the 11th there was a bad storm and there was lot’s of damage, mainly trees ect. But I wanted to warn you about scammers after storms. And I heard from a friend that her sister had a scam call on that Saturday after the storm, that shows how quick they are. Here’s how a typical roof scam works: After a storm hits your area, you receive a phone call or a knock on the door by someone who claims they are a roofing contractor. The scammer will pressure you to sign a contract on the spot or pay upfront. They will often offer to inspect your roof, but this is a scam, too — once up there, they often create even more damage so they can tally up a larger bill. Be wary of storm scammers pretending to be your insurance company requesting personal information over the phone. Only provide personal information if you have picked up the phone and made the call yourself. Storm scammers may tell you they’ve been sent by your insurance company, but your insurance company will alert you before a contractor or other worker is sent. Other common restoration scams include sub-par work and materials, price gouging and advance payment for work that is never completed. yoursafemoneyshow.com.

Your Safe Money Show August 19th highlights

 For the August 19th Your Safe Money Show, Todd will be touching on a couple Social Security topics . One is about what the COLA will possibly be coming up in October and Social Security is celebrating its 88th birthday and to celebrate we’ll have mistakes to avoid. Now that’s a gift that will keep on giving right? And credit card debt for consumers is at a 10 year high, what can you do to help yourself?

Listen at 8 a.m. at Nice 95.5FM KBEK. They stream live at kbek.com or you can download the app Nice 95.5FM. You can also go to yoursafemoneyshow.com to hear recent shows.