Open enrollment

 A reminder Medicare Open Enrollment ends December 7th and MNSURE Open Enrollment, for your insurance to start January 1st needs to be done by December 15th. Call 320-679-5183 for an appointment with Todd.

Medicare tid- bit

 If you're new to Medicare just a factoid for you today. Many retirees have their Medicare Part B premiums deducted from their Social Security checks. The standard Medicare Part B premium is $164.90 per month in 2023. Medicare Part B payments are prohibited by law from decreasing Social Security payments for existing beneficiaries, so a Medicare Part B premium hike can't be more than your annual Social Security cost-of-living adjustment. If you have questions about Medicare call 855-22money or go to yoursafemoneyshow.com.

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Your Safe Money Show topics for 11-26-22

 Coming up on this Saturday's (November 26th) Your Safe Money Show with your host Todd Sjoberg. He'll have how much you will get from Social Security. Questions to ask yourself before you decide to retire early. And If you have held off on a Roth because of the 5 year rule Todd will explain why it might not be that big a deal. Listen at 8 a.m. at Nice 95.5FM KBEK. They stream live at kbek.com. Hear recent shows at yoursafemoneyshow.com.

Thanksgiving hours

 Everyone at Sjoberg & Holmstrom and Your Safe Money Show wish you and yours a Happy Thanksgiving! We will be closed Thursday and Friday. You can leave a message at 320-679-5183.

Dynamic pricing

 Dynamic pricing is a pricing and profit strategy that businesses use to sell to different groups of people, a tactic that’s tied into supply and demand, with a lot of emphasis on demand. Or put another way, “Dynamic pricing is a computer algorithm that balances supply and demand in response to what people are willing to pay. How is it being used? . Happy hours at bars is a form of dynamic pricing – letting customers know that if they come in during a less crowded and demanding time, they’ll be rewarded with cheaper drinks. In other cases though, charging higher prices for parking when events are going on, or higher prices for concert tickets when demand is high, these can get expensive. Learn more about dynamic pricing by going to yoursafemoneyshow.com.

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