Avoiding finances

 I read that we do some crazy stuff just to avoid finances. One in five Americans would rather spend one hour in jail than work out a five-year budget. 32% would rather go to the DMV than work on a detailed financial plan. 26% would rather talk politics with somebody they disagree with than write a financial plan with a family member. 34% would rather post their most embarrassing photo of themselves on social media than post a screenshot of their account balance. And 27% would rather get stung by a bee than move their money to a new bank. I know that dealing with finances for some folks is the “last” thing they want to do, that’s why procrastination happens as often as it does. If you’ve been listening to the show for a while, you know I can take some of your anxiety away, with a no cost, no obligation appointment. Call 855 22 money, that's 855-226-6639 or go to yoursafemoneyshow.com.

Your Safe Money Show Costs in 1925 vs 2025

Highlights for March 1st Your Safe Money Show

 Coming up on this Saturday's (March 1st) Your Safe Money Show. Todd explains what the 80% rule is with homeowners’ insurance. How to maximize Social Security with spousal benefits and he will compare what household staples cost in 1925 compared to today, should be interesting. Listen at 8 a.m. at Nice 95.5FM KBEK. They stream live at kbek.com. Hear recent shows at yoursafemoneyshow.com, on Facebook and YouTube.

I couldn't resist

 

Appliance prices

 Most of us at one point or another have had to replace a major appliance in our home. And if you have had to do this in the last 5 to 10 years or so, do you feel like they don’t last like they used to? A housing market research firm has found that appliances are becoming more modern and high-tech but they also don’t last as long. From 1995-2005, the average homeowner replaced appliances consistently every 12 to 13 years. Today it is every eight to nine years. And at the same time they are spending way more on the appliances too. Appliances are expensive and depending on circumstances, if you need a repair person to come out, it has to make sense that the bill for parts and labor isn’t more than the value of the appliance. What can you do to help yourself out if you need to fix or replace an appliance? First use your emergency fund to pay for the purchase or to have it fixed. If you don’t have an emergency fund, some retailers offer a trade where they take some off your bill for your old appliance. There are places that fix old appliances and sell them cheaper than new. If you can wait until the appliance goes on sale, there are seasonal times of the year that are cheaper than others. Go to yoursafemoneyshow.com for more details.

Your Safe Money Show Risky places to give your Social Security number 2 ...

Highlights for February 22nd Your Safe Money Show

 Coming up on this Saturday's ( February 22nd) Your Safe Money Show Todd will have costs to include in your retirement budget. This is a major foundational component to any solid retirement plan. Also, we all know it’s important to be careful when it comes to our Social Security number. He will have the riskiest places to give your Social Security number. And as our parents get older, (or maybe we are becoming those parents) he has a step by step guide to care for them. Listen at 8 a.m. at Nice 95.5FM KBEK. They stream live at kbek.com. Hear recent shows at yoursafemoneyshow.com. Also find us on Facebook at YouTube.