Your Safe Money Show highlights for October 12th

Coming up on this week's, Saturday October 12th, Your Safe Money Show.
Divorce is always a tough deal for sure. But in retirement , there are different issues to be aware of. I will explain those details.
We’ve heard about “freezing” your credit, I’ll look at why you may want to freeze your credit and how to do so.
And what home renovations are worth the cost in retirement?
Listen at 7:30 a.m. at 95.5FM KBEK. They stream live at kbek.com.
Here's recent shows at the podcast page at yoursafemoneyshow.com.

What mix is right for you?

Optimists live longer than pessimists

Data from 230,000 men and women in the U.S., Europe, Israel and Australia over 14 years found that the subjects who described themselves as optimistic experienced 35% fewer major heart complications, such as stroke, heart attack and cardiac death, then those who didn’t. What’s more, these optimists were 14% less likely to have a premature death by any cause, including cardiovascular disease, cancer, dementia and diabetes.

Another study found that optimists tend to sleep better; they were 74% less likely to have insomnia and were also more likely to get a solid six to nine hours of shut-eye a night. And better sleep is linked to better overall health and a reduced risk of obesity and cardiovascular disease — which translates into a smaller chance of dying from heart disease or stroke.

Optimists are also more likely than pessimists to make smart money moves. Believe it or not, those looking on the bright side were more prepared for the worst, as 61% of optimists had started an emergency fund compared with less than half (43%) of pessimists. Optimists were also far more likely to save money for a major purchase, and they were more creative in finding ways to save money. 

Your Safe Money Show Are you ready to retire 10 5 19

October 5th Your Safe Money Show highlights

On this week's, October 5th, Your Safe Money Show. Recent research has found that pessimists are 35% more likely to suffer from a heart attack or stroke than optimists. This was a huge study and I’ll share those details.
Here’s the question “Are you really ready to retire”? I’ll have steps to a happy retirement.
And more seniors are working than ever, is it because they want to work or have to work? Is Social Security enough to live on? We’ll examine working in our later years.
Tune in at 7:30 a.m. Saturdays at 95.5 FM KBEK. They stream live at kbek.com.
You can hear recent shows at the podcast page at yoursafemoneyshow.com.

DNA scam

2020 Census information

Older Americans have been more likely than other age group to return their U.S. census forms and make sure they were counted. The 2020 census wants to utilize computers and signing up online, and experts worry older folks might not want to do online sign up.

The Census Bureau has digitized the 2020 census to save money. The 2010 census, which cost $10.2 billion, was the most expensive in history. Taking the census online — at least partially — is projected to save an estimated $5.2 billion.

Between March 12 and 20, the majority of households will receive a postcard invitation to respond online to the 2020 census. Those who don’t answer will then receive the traditional paper form in the mail. If a household still does not respond, the bureau will send a census taker to knock on that door to collect the household’s data. People who live in areas that the bureau has determined are most likely to lack broadband internet service will receive a traditional paper form in the first mailing.

If you live in a low population rural area, it’s important you get counted. In 2016 alone, more than $30 billion was distributed to rural communities from 55 federal programs. These funds went toward things like home loans, business loans and waste disposal. But such funding comes only if you and your neighbors are counted.