Tuesday, December 26, 2017
Thursday, December 21, 2017
Highlights for December 23 Your Safe Money Show
For the Saturday December 23 Your Safe Money Show, the Fed raised the interest rate recently, we’ll discuss what that means for the economy and our pocket books.
Credit card debt is in the news again and the average consumer pays nearly $1000 a year. What can we do to diminish or stop that all together?
Gift cards are given more today than ever, I’ll have scams to be aware of with gift cards
And what are the most popular holiday gifts for 2017?
Listen at 7:30 a.m. at 95.5 FM KBEK. They stream live at kbek.com.Hear recent shows at our podcast page at yoursafemoneyshow.com.
Credit card debt is in the news again and the average consumer pays nearly $1000 a year. What can we do to diminish or stop that all together?
Gift cards are given more today than ever, I’ll have scams to be aware of with gift cards
And what are the most popular holiday gifts for 2017?
Listen at 7:30 a.m. at 95.5 FM KBEK. They stream live at kbek.com.Hear recent shows at our podcast page at yoursafemoneyshow.com.
Tuesday, December 19, 2017
Travel Insurance
According to the U.S.
Travel Insurance Association, more travelers are getting coverage. So, what is
travel insurance? It is intended to cover medical expenses, trip cancellation,
lost luggage, flight accident and other losses incurred while traveling. How do
you know if you need travel insurance? Ask yourself how much money might be
lost if you need to cancel or postpone your trip, or head home early. If that
amount is more than you want to lose, insurance might be a good idea. You might
also want to consider travel insurance with medical coverage if you're headed
abroad (where your health insurance may not be valid) or to a remote area or on
a cruise (where getting to a hospital may require air evacuation). Before you
buy a third-party travel insurance policy, check to see if you already have
some protections through other sources. For example, some homeowners or
renter’s insurance policy may cover your belongings away from home. Travel
insurance is also a common perk for credit cards, provided you paid for those
travel arrangements with the card.
Monday, December 18, 2017
Thursday, December 14, 2017
Highlights for Saturday December 16 Your Safe Money Show
Highlights for Saturday December 16 Your Safe Money Show.
In 2018 there will be changes to Social Security, I’ll go over what those changes will be and how you can plan accordingly.
Many people donate to charities especially during the holidays, I’ll have the best and worst charities.
And there are ways for you to cut the cost of your homeowner’s insurance, might as well start out 2018 by saving some money.
Tune in at 7:30 a.m. Saturdays at 95.5 FM KBEK. They stream live at kbek.com. If you can't listen Saturday mornings, go to our website yoursafemoneyshow.com and hear recent shows at our podcast page.
In 2018 there will be changes to Social Security, I’ll go over what those changes will be and how you can plan accordingly.
Many people donate to charities especially during the holidays, I’ll have the best and worst charities.
And there are ways for you to cut the cost of your homeowner’s insurance, might as well start out 2018 by saving some money.
Tune in at 7:30 a.m. Saturdays at 95.5 FM KBEK. They stream live at kbek.com. If you can't listen Saturday mornings, go to our website yoursafemoneyshow.com and hear recent shows at our podcast page.
Wednesday, December 13, 2017
Tuesday, December 12, 2017
Finding out if your car has a recall
If you own a used vehicle do you know it’s history?
There could be a recall on your vehicle that’s never been taken care of and you
don’t even know it. Well the National Highway Traffic Safety Administration has
a way for you to find out if your vehicle has a recall or not. Just go to
nhtsa.gov and click on recalls. You can put in your vin number or the make and
model and they will tell you if that vehicle has a recall or not and what to
do. To find your VIN number, look on the lower left of your car's windshield
for your 17-character Vehicle Identification Number. Your VIN is also located
on your car's registration card, and it may be shown on your insurance card. The
VIN search tool covers
- Vehicle
safety recalls that are incomplete
- Vehicle
safety recalls conducted over the past 15 calendar years
- Vehicle
safety recalls conducted by major light auto automakers, including
motorcycle manufacturers.
Monday, December 11, 2017
Thursday, December 7, 2017
Highlights for Saturday December 9 Your Safe Money Show
Coming up on this Saturday's (December 9) Your Safe Money Show, RMD’s, Required Minimum Distributions, I think most everyone has heard about RMD’s, but there are several rules you must understand, so I’ll break those down for you.
On a lighter note, what kind of a gift do you get a retiree? These ideas are not your average tie or perfume.
And 2018 is right around the corner, we’ll look at things that will cost more so you can be better prepared going forward.
Tune in at 95.5 FM KBEK at 7:30 a.m. they also stream live at kbek.com.Hear recent podcast of the show at yoursafemoneyshow.com.
On a lighter note, what kind of a gift do you get a retiree? These ideas are not your average tie or perfume.
And 2018 is right around the corner, we’ll look at things that will cost more so you can be better prepared going forward.
Tune in at 95.5 FM KBEK at 7:30 a.m. they also stream live at kbek.com.Hear recent podcast of the show at yoursafemoneyshow.com.
Wednesday, December 6, 2017
Living beyond your means
How do you know if you’re living beyond your means?
Here’s some things to consider.
Do you run out of money before your next paycheck? Might be time to look at your spending each month.
If you use your credit card to pay for vacation because you don’t have the cash. I am not saying you can never go on vacation, but waiting until you can afford it, makes sense.
You have no emergency fund. Emergency fund is 3 to 6 months of your spending needs in case you can’t work, or you have a big unexpected expense.
You can’t pay off your credit card balance each month and you’re paying interest on that money. Try to only use a credit card if you can pay it off each month.
If you can’t save at least 5% of your income each month. Saving what you can each month is crucial to your overall financial health.
We all hit rough patches in life but realizing your living beyond your means, and making changes to your spending can get you back on course.
Here’s some things to consider.
Do you run out of money before your next paycheck? Might be time to look at your spending each month.
If you use your credit card to pay for vacation because you don’t have the cash. I am not saying you can never go on vacation, but waiting until you can afford it, makes sense.
You have no emergency fund. Emergency fund is 3 to 6 months of your spending needs in case you can’t work, or you have a big unexpected expense.
You can’t pay off your credit card balance each month and you’re paying interest on that money. Try to only use a credit card if you can pay it off each month.
If you can’t save at least 5% of your income each month. Saving what you can each month is crucial to your overall financial health.
We all hit rough patches in life but realizing your living beyond your means, and making changes to your spending can get you back on course.
Monday, December 4, 2017
Subscribe to:
Posts (Atom)