Your Safe Money Show Anxiety Index 10 29 16

Highlights for Saturday October 29 Your Safe Money Show

We’ll go over changes you need to know about with Social Security coming in 2017.
I get this question often, how much should I keep in my checking and saving accounts? And we’ll take a look at the “anxiety index” in regards to money and how we can minimize our own anxiety.

Renovations that don't pay

Prices for houses right now are up, as we are in what’s called a sellers’ market. If you’re thinking of doing some renovations on your home to increase the value to sell, know that not all renovations add value, in fact some will hurt the value.

For example:  A swimming pool: many buyers won’t purchase a home with a swimming pool. Pools require a ton of upkeep. And they’re potentially dangerous, scaring away many buyers with younger children. A permanent home office: Most buyers would prefer an extra bedroom instead of a home office. Turning that garage into a bedroom: Many buyers want a garage when purchasing a home. If you can’t offer them one, you might limit the number of interested buyers forcing you to reduce your asking price. Too much landscaping: An overly landscaped backyard requires a lot of upkeep, and many buyers don’t want to spend their weekends in the dirt. Too much color: Careful when painting, if you have bright colors you might want to mute those for an easier sale. So be choosy when making renovations. 

Your Safe Money Show Good deals in October 10 22 16

Your Safe Money Show Medicare Summary 10 15 16

Highlights for October 15 Your Safe Money Show

On this weeks Your Safe Money Show:
Medicare open enrollment starts October 15th and runs through December 7th so we’ll discuss how important it is to look at your coverage.Plus we'll give other insight into Medicare from out of pocket costs to penalties if you miss a deadline. 
Also we’ll look at travel insurance, after the Kim Kardashian robbery in Paris, might be some good information to have when you travel.
Tune in this Saturday morning at 7:30 to KBEK 95.5FM, they also stream live at kbek.com. Listen to recent shows at our podcast page at yoursafemoneyshow.com.

Avoiding car break downs

According to the American Automobile Association (AAA), more cars broke down on the side of the road in 2015 than in any other year. Dead batteries, flat tires and key problems contributed to 32 million drivers needing to pull over and call for assistance.
Cars five years old and younger experience more key-related issues compared to older cars. The problem is that keyless entry remotes (also known as fobs), continue to transmit signals to the receiver when left in the car. Over time, this can drain your battery. Remember to always take your keys when you exit the car.
If you have a newer car, you might’ve noticed that it didn’t come with a spare tire. With no spare, when you have a flat tire you will have to call a tow truck — which in some cases could cost you more than just buying a spare tire.
Low fuel alerts and range estimators allow drivers to push their tanks to the limit. Unfortunately, some drivers take it too far, which is why a growing number of people are running out of gas on the side of the road. Easy fix, fill your tank at the half way mark. 

Your Safe Money Show Retirement Playbook 10 8 16

Highlight's for October 8 Your Safe Money Show

Roth IRA’s and retirement planning go hand in hand and I’ll tell you why they’re a good fit.
We’ll also look at “retirement all-stars” and what they have done to ensure they have the retirement they want and deserve.
And there’s talk about getting rid of one hundred dollar bills what will that mean for the average consumer?

When to buy plane tickets

Many people wonder when is the best time to buy plane tickets? Well according to Cheap Air dot com, the best time to buy domestic airplane tickets in 2015 was 54 days in advance. 
Ticket prices fluctuate so it's hard for fliers to always get the lowest fares, but if you book during the prime booking window, which is about 3.5 months to three weeks in advance, you're likely to catch the best price.
People who did get a low price airfare, on average, saved $345 compared to someone who bought at peak time.
All the rules go out the window when it comes to traveling during major holidays. When booking flights for Thanksgiving and Christmas, earlier is always better. The same goes with popular destinations during spring break and summer.
The single biggest factor that determines the prices for a flight is how full it is. The fuller the flight, the more expensive remaining seats will be. But like so many things in life IF you can PLAN ahead it can save you money. Planning is the key! 

Your Safe Money Show Biggest Income Gains in 50 Years 10 1 16